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50Top tips to save money

You need electricity, gas (maybe oil) cannot live without internet, need mobile phones, home insurance maybe even home emergency for pipes, lost keys, boiler servicing & heating. 

Water bills cost a fortune as does council tax and perhaps maintenance charges.


When you add this lot up you're talking in the region of £6000 a year.

How much do you pay for your general bills every month, every year?


How much are your mortgage or rent repayments? 

Around £10,000 a year?

So we're talking around £16000 a year for your lovely home, your sanctuary. 

How much is that as a portion of your household income? 

Too much?

So what can you do to make the essentials as lean as you can so that they don't eat into your lifestyle?

Firstly let's get those bills kicked into shape 



Simple Home Money Saving Tips



The electricity and gas or oil you use to heat your home costs both you and the environment. 

The greenest & cheapest way to use energy in your home is simply to use less. 

Apart from turning down the thermostat by 1° or to below 20°, you could be saving around £80 a year.

By improving insulation, you won't be losing heat through walls, roof & windows. 

One really simple tip is to get a draught excluder for doors where you can feel the chill coming through. 

Pulling curtains or blinds in the evening and only heating the rooms you really need or turning down the individual thermostatic controls on each radiator if you have them. 

Using Smart controls will also support your lifestyle. โ€‹


What's costing you the most?

Have you got smart meters with a display you can see in your kitchen?

Smart meters are usually installed at the point of entry to your property, although flats will differ they might be inside a communal cupboard. The little display shows you whats going on with your usage without having to go outside!

Accurate bills help enormously too.

Washing machines & tumble dryers are the mainstay of our family homes but can add a lot to our energy usage, around £120 a year which is around 10% on most of our bills.

Can you see yours costing you lots on the display when you turn them on? 

Do you use the best eco settings?

Do you have alternative ways to dry your clothes, like a heated airer? 

Love mine, same one as Holly & Phil look at:


Cheaper Mobile Phone Bills

Gone are the days when 1gb was enough data for downloading on our phones. 

"They are little pocket computers that happen to make a call" my mum calls them!

And with her Pinterest obsession its a good job she's on unlimited!

Do you need to upgrade your phone every couple of years?

Remember needs vs wants!

UW Sim only options are 30 day rolling contracts & piggyback on the EE network which is the best for most UK coverage. 

To chat to me about your options book me using the button below.


Bundling bills into one account

My mum recommended UW to me!

A lovely friend took me through it all and I was able to choose the right bundle for me saving me £30 a month.

That was 5 years ago, I thought it was such a helpful & useful service especially as it's free, so I decided to become a partner with UW & create a fab self-employed second income stream by helping others to save money.

Check out gorgeous Ben who is UW's brand ambassador...


Cheaper Boilers

Boilers pre 2000 have about 80% efficiency whilst newer condensing boilers have about 90%. This means it will cost you less to run.

New boilers cost in the region of £2500 many companies offer flexi finance. 

UW customers can have Home Emergency & Boiler Cover for only £18 a month & will get 25% discount on their new Which? Best Buy boiler if needed. 

Drop me a message if you'd like to find out more or have a look here 


Cheaper Broadband Bills

It can cost from around £30 per month for fibre averaging 65 Mbps speeds. 

However, these costs can creep up sharply if you're not paying attention and some companies offer you short term add ons which can mean you're paying over £60 a month without realising! I've had many customers say this to me in the past 2 years. (Prices rarely increase with UW & never in contract)

Keep an eye on this, only have what you really need - if super duper whizzy broadband is available ask yourself do you NEED it as it will often be the most expensive option.

7. Water Bills
Water is still regulated by the government so we are all supplied by a particular company based on our postcodes. 
Need to know who supplies you? 
Click here Water UK  
Go to your suppliers website for freebies, ideas & extra help 

11-20- How much do you love & spend on your Car?

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